Finance Overview

At BMW Motorrad Financial Services we put you the customer at the heart of everything we do and this is why we offer a simple and transparent solution for all your bike financing needs. Consequently, when you finance your purchase with us, you won’t pay any arrangement fees or charges for setting up your finance agreement. Nor will you pay more than 10.9% APR* on any new or used BMWs across the range meaning you can be sure that wherever you go you can ask for straightforward finance from BMW Financial Services.

We also offer Accessory Loans to help you afford those extra gadgets that you've always wanted.

Ask our finance specialist for more details about the finance offers and packages available to you.

BMW Select

BMW SELECT (PCP).

(Deposit + Monthly Payments + Optional Final Payment).

For riders who like to keep their options open, with lots of choice at the end of their agreement. BMW Select is our personal contract purchase (PCP) solution.

Decide on your deposit, how long you want your finance to last and what your annual mileage is likely to be. We take a portion of the cost of your BMW motorcycle and freeze it till the end of your finance agreement - this becomes your optional final payment and, better still,it also reduces your monthly payments. We use our experience to predict what your BMW motorcycle will be worth when your finance agreement ends - this is your motorcycle's Guaranteed Future Value and becomes your optional final payment amount.

When your agreement comes to an end, you have the choice of three options with BMW Select: Part-exchange your current BMW motorcycle for a new one, pay the optional final payment and keep the motorcycle or just return your motorcycle to us.

Find out more.

BMW Hire Purchase

BMW HIRE PURCHASE.

(Deposit + Monthly payments).

For riders who want to pay for their BMW motorcycle monthly, until they end up owning it, with no mileage restrictions. Decide on your deposit and how long you'd like your agreement to last (anything from 24 months to 60 months). We then work out what your monthly payments will be. At the end of your agreement, your BMW is yours to keep.

Find out more

BMW Contract Hire

BMW CONTRACT HIRE

For riders who prefer to hire their motorcycle, not own it, meaning carefree riding.

Decide how long you'd like your agreement to last (anything from 24 to 48 months) and what your annual mileage will be. We then work out your initial and ongoing monthly rentals.

At the end of your agreement simply hand your motorcycle back and, as long as you have stayed within your mileage allowance and your motorcycle has been looked after, you'll have nothing more to pay.

Find out more

BMW Divide

Available across the model range, this 24 month finance product lets you pay a significant initial deposit then £1 for the following 23 months at 0% APR. At the end of your agreement it gives you a number of choices, allowing you to keep your options open.

Your deposit will be made up of the Motorcycle’s cash price minus the amount of estimated future residual value of the Motorcycle and the monthly payments. After your deposit is paid you’ll pay £1 for 23 consecutive months at 0% APR.

We use our experience to estimate what your BMW Motorcycle will be worth when your finance agreement ends - this is your Motorcycles Guaranteed Future Value and becomes your optional final payment amount.

When the 24 months are over, you have three choices; pay the optional final payment and keep your Motorcycle, part exchange your current one for a new one, or return it to us.

BMW Divide

BMW Accessory Loan

BMW Accessory Loan

REPRESENTATIVE 0% APR* AVAILABLE ON ACCESSORIES.

As well as our motorcycle finance products, we also offer accessory loans on items up to a maximum of £10,000. So you can be ready for anything, with the BMW Motorrad Rider Equipment that you’ve always wanted, to get the maximum enjoyment from each ride. Whether you’re on a sportsbike, adventure bike, a roadster or a tourer, motorcycling is a way to express your personality – and so is the equipment that you wear. With original BMW Rider Equipment, you can create the perfect look. From the comprehensive range of BMW helmets, to all-weather textile touring suits, one piece race suits, and casual leather motorcycle jackets, the BMW Motorrad collection offers equipment for every rider.

LOW MONTHLY PAYMENTS AVAILABLE.

Please speak to a member of staff for information on the equipment available and to get a quote for an accessory loan.